2024 Roth Ira Contribution Limits Married Spouse. You're allowed to invest $7,000 (or $8,000 if you're 50 or older) in 2024. — as a married couple, you must file your taxes jointly.

Unlike with a roth ira, there’s no income limit for those who can contribute to a traditional ira. The roth ira income limit to make a full contribution in 2024 is less than $146,000 for single filers, and less than $230,000 for those filing jointly.